You can also terminate your insurance in every time. If insurance contract is terminated before the end of the date, you shall be entitled to a refund of insurance premium for the period of unused insurance cover. Example: you have bought insurance for 12 months, and after 6 months you would like to terminate the insurance - than, you receive money back for 6 months (for unused period of insurance). The amount of the insurance premium subject to refund for the unused period is determined proportionally to unused period.
According to European Law (Regulation EC No 810/2009) travel medical insurance is an obligation for all visitors outside European Union and Schengen Area countries. Visa Schengen holders are required to have travel health insurance staying in Europe.
No deductibles, all medical expenses refund after sudden illness and accidents, dental care (up to 200 €), medical transportation and repatriation to country of residence, urgent and emergency care, hospitalization, doctor' visits, assistance and more.
Insurance covers tourist, work and study stays in all Schengen countries. Money reimbursement if visa is denied. No deductibles. No age limit. No medical check-up needed. Buy online coverage from 1 till 36 months using credit/debit card or bank transfer.
In case of health emergency or doctor visit as a precaution contact Emergency Service. The operator will find the nearest medical facility for your illness or injury and arrange visit with pursuing non-cash payment. Fluent in English, Russian, German and Spanish.